I’ve been enrolled in a debt settlement program with ERG for almost a year now & they have been nothing short of fantastic to work with. Within that time, 3 or my 4 accounts have been completely settled & my last account is close to being settled. More than helping me settle with my creditors, they’re willing to work with me when my financial situation changes. If you feel like you’re drowning in debt & don’t want to file for BK, call ERG!