A Promise of Excellence

Our team of professionals will take the time you need to carefully evaluate your situation. We understand your situation is unique. We are diligent and thorough to ensure we deliver nothing less than excellence! Please fill out the form below and a representative will be in contact with you shortly.

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GET HELP TODAY 877-698-2733!!!

Third Party Collection Loan Validation Relief.

This program is designed for you if you are falling behind on your payments, in default or in collections. We will challenge the collection agency’s legal ability to collect on your debts. They are required to provide proof they have a legal right to collect on the debt. if they are unable to provide legal proof, at that point the debt becomes uncollectable, meaning it is an invalid debt and they cannot continue to collect on that ballence. Call us or fill out the application form above today to get assistance with your collection accounts, pass due or private student loan debt. 877-698-2733

 

Private Student Loan Relief!

Banks are the most common entities that sell charged-off consumer debt, as they originate some of the common debts purchased by debt buyers: credit card balances, private student loan debt, mortgage deficiencies, auto loan deficiencies, and other forms of consumer credit. As mentioned previously, debt collection makes up a large share of all complaints received by the FTC. Most complaints include misrepresentation about the amount or legal status of the debt, harassing and excessive contact, abusive language, and illegal threats to sue. Encompass Recovery Group will challenge their legal ability to collect on your debt. We will conduct a forensic audit on the creditors legal ability to collect on the debt. Using the Fair Debt Collection Practice Act, we will challenge the legal process
of the loan and subsequent collection efforts based on 14 laws which the banks have to abide by. This will eliminate all collection efforts in addition to allowing us to dismiss your debts. We have a 100 % success rate and provide all clients with a 100% guarantee.
Call 877-698-2733 for your free evaluation.



What is a Private Student Loan?

A private student loan is a financing option for higher education in the United States that can either supplement or replace federally guaranteed loans such as Stafford loans, Perkins loans and PLUS loans. These may offer forbearance and deferral options. Fees vary greatly, and legal cases have reported fees reaching 50% of amount of the loan. Although most of these loans are unsecured, some of these loans may be secured with collateral or a third-party guarantee of payment. Our Private Student Loan Relief can help with accounts that are unsecured. Call today to speak with a professional (877-698-2733).

 

Interest rates are set by the financial institution that underwrites the loan based on the possible risk that the borrower may be delinquent or in default of payments of the loan. The underwriting decision is tedious based on the fact that most students do not have a credit history that would otherwise indicate creditworthiness. As a result, interest rates may vary considerably across lenders.

 

Why Banks Insure loans?

Banks are not in business to loose money on the billions of dollars that the lend. For this reason each loan that is initiated through a banking institution are backed by an insurance policy incase the borrower falls into default. The insurance policy is in place to guarantee the lenders funds to protect the banks from any losses.This why the debt balance becomes uncollectible when it is sold to a third party collection agency. Call 877-698-2733 Today to find out how we can help you eliminate your debts.

 

Debt Buying & Debt Collections!

When debt buyers purchase portfolios of charged-off debt, 99.9% of the time they purchase only general info on the borrowers, such as name, phone number, last known, D.O.B debt amount and the last 4 of their social in the form of data files.These files often include only a name, (sometimes the address on the original credit application),the amount allegedly owed, the charge-off date, and the date and amount of the last payment. Debt buying in bulk consist of an electronic file containing limited information on all of the debts in the portfolio. These portfolios are typically sold “as is”; often, account information is inaccurate, outdated, or missing, if the debt is resold multiple times to multiple third party collection agencies. The inaccuracies and lack of basic information—as well as the collection tactics used by debt buyers—result in consumers being harassed and wrongly sued for debts they do not owe or have already paid or settled, and courts around the country are overwhelmed by a flood of cases filed against consumers.

 

“I just want to thank you and your team for helping me with my debts. You all have been very helpful and great people to work with.”

“Thank you! I appreciate all the hard work and efforts you are making on my behalf.”

“You have been there for me from the start to finish of the program. I feel like a ton of weight has been lifted off my back.”