Credit Card Debt Consolidation2021-08-04T18:05:38+00:00

Credit Card Debt Consolidation

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Encompass Recovery Group is the best credit card debt consolidation company.
Our team of experts are waiting to give you the best strategies that will get you
out of debt and help you regain financial control

Get yourself out of the trap of continuous credit card debt

Get yourself out of the trap of continuous credit card debt by working with our team of professionals. The financial solutions and strategies that we offer at Encompass Recovery Group are proven to give financial relief. Call us today and get the best financial plan that will resolve your loan issues forever.

Credit card debt consolidation entails combining your various debts into one, and repaying them on a reduced monthly payment and a lower interest rate. Many people have been able to survive tough economic times thanks to this kind of loan. Don’t struggle in a cycle of unpaid loans while you can get help.

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Credit Card Debt Consolidation

Encompass Recovery

What Clients Say About Encompass Recovery

We have years of experience helping settle debt. Here’s what some of
our clients have to say about us.

I started the program about 11 months ago and am just about to graduate. Along with my close "monitoring" of my account everyone that I've encountered has been very pleasant and transparent with what's going on with my account. I would like to thank Jennifer for being so helpful and diligent with the handling of my situation I endured recently. Jennifer followed through with her assurance that she would find out more information I was seeking and get back to me when she had the information. Marcus is also a very pleasant and professional customer service representative. He has had to handle many a calls from me but he was always so professional, pleasant and never seemed annoyed with me and the 100+ questions I had. He was very understanding. I appreciate and would like to thank everyone at Encompass Recovery Group especially Jennifer, Marcus, Gina, Maricel and Sylvia who is no longer with the company.

  • Timasha Jackson

The folks at Encompass have been so supportive and understanding. As I was already enrolled in the program, I called seeking guidance on an extremely stressful financial matter. Jennifer not only answered all my questions but also provided me with a solution. This was a huge weight off mine and my husband's shoulders! Jennifer kept in close contact with me, letting me know what was happening every step of the way. She is absolutely fantastic and a joy to work with!

  • Kelley Coyne

really helped with getting a lot of debt paid off with half the interest

  • Justin Callis

I've been enrolled in a debt settlement program with ERG for almost a year now & they have been nothing short of fantastic to work with. Within that time, 3 or my 4 accounts have been completely settled & my last account is close to being settled. More than helping me settle with my creditors, they're willing to work with me when my financial situation changes. If you feel like you're drowning in debt & don't want to file for BK, call ERG!

  • KO

Very fast when applying for their service. Polite and very easy to talk tm dandy explain everybang uP Fen, They FmrlanFeer any guesnons you might ask.

  • Patrick Fagan

Like some. I got caught up in the payday loan life. I was looking at ways to get me back on track and I ran across Encompass recovery group, and I am glad I did! Jason and Marcus are very professional and explained everything in detail. I had the welcome call with Marcus and I had a lot of questions and he explained them detail by detail and didn't sound agitated at all! If you are looking to breathe again financially CALL them!

  • TB

They're very qualified and helpful in getting their clients back on track. My interactions with the staff have been positive.

  • Kim Villarreal

Encompass Recompass Recovery Group is Amazing!!! I was in debt way over my head. They helped me see a light at the end of tunnel. I would still be in so much debt if it wasn't for the company.

  • Melissa Tedrick

Very fast when applying for their service. Polite and very easy to talk too. Friendly explain everything up front. They can answer any questions you might ask.

  • Atrick Fagan

Credit Card Debt Consolidation

Encompass Recovery Group is a company that provides credit card debt consolidation services. It’s important to note that the credit card debt consolidation company does not offer loans, but instead helps you consolidate your credit card debt with one fixed monthly payment. We have helped thousands of people by consolidating their debts into one affordable payment!

If you’re struggling with high-interest rates and want relief from the stress of being in debt, keep reading!
Credit Card Consolidation Near Me

What is Credit Card Debt Consolidation

Credit card debt consolidation is a process that works by combining your high interest credit cards into one low-interest, manageable loan. Gone are the days of trying to manage multiple balances with different repayment terms and rates while also paying down other debts such as mortgages or car loans. We streamline the entire process so you can focus on making monthly payments and reducing stress!
Credit cards function like a kind of bank account. credit cards have an expiration date, and the balance on the card is converted to money at some point in time before that expiration date. If you do not pay off your credit card balances by the end of this period, then interest will be charged until it has been paid off.

Top Rated Credit Card Consolidation Company

We all have our own struggles and challenges in life. Credit card debt is a huge burden to many people who are living paycheck-to-paycheck, but often it can feel like there are no options for assistance from the credit card companies themselves or those around us. Thankfully, most of these cases can be solved with Encompass Recovery Group. We are an experienced credit consolidation that specializes in helping individuals pay off their debts through loans on better terms than what they would receive elsewhere.
Encompass Recovery Group typically works by helping individuals who are struggling repay debts through monthly payment plans and lower interest rates. The majority of these services have no upfront costs which makes us perfect for those trying to clean up their finances as quickly as possible without breaking the bank on fees.

Credit Card Consolidation

Top Rated Credit Card Consolidation Company

The first step towards consolidating your creditors’ accounts is to contact them and work out what you owe, the process takes time because not  all creditors are open and upfront about what you owe, which can lead to confusion. Encompass Recovery Group helps people find out by putting together a detailed list of the customer’s debts where they take care of everything from contacting those companies on behalf of their customers.

Encompass Recovery Group negotiates with your debtors for lower interest rates and deals that work better for the customer’s budget such as monthly payments or customized payment plans.

Credit Card Consolidation also takes into consideration any other factors that might be impacting individuals’ ability to repay their debts such as disability, unemployment, medical bills or even divorce when helping clients make decisions about how best to deal with their credit card debt consolidation needs.

Credit card debt consolidation services typically last for a period of three years, which is enough time for most people to pay off the debts they have accumulated and build up some savings or even buy a house!

Encompass Recovery Group has many different options that can be customized specifically according to your needs.

In order to make payments more affordable, you may want to choose an interest only payment option where all interests are deferred until the end of the term.

You may also request no prepay penalty if you decide that it’s in your best interest not to take advantage of this service but change nothing about how much money goes  to your debts and what you will owe if they are not paid off.

What is Credit Card Debt Consolidation

Credit Card Consolidation Near Me

Credit cards can be very useful for those who have bad credit, but there are many people out there with good credit yet still find themselves carrying heavy balances from one month to the next because it’s hard to keep track of everything!

The average American household with at least four months worth of expenses saved has just $19k saved. That number was almost double 15 years ago; meaning that people are saving less than they were before the 2008 economic downturn.

The Encompass Recovery Group provides a full range of credit card consolidation services to help you get out of debt. We let you consolidate your unsecured debts into one, so that it doesn’t take up all your resources and time from money management. If this sounds like the solution for you, hire us!

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